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5 Ways Wives Can Offer Financial Support to Their Husbands after an Offshore Injury


As you help your husband recover after an offshore accident, you may be looking for ways to ease the financial burden. Below are five strategies to offer economic support to your husband and family during this difficult process.1. Trim Unnecessary Household Expenses

This is an excellent opportunity to take control of your household budget and eliminate any unnecessary expenses or “extras.”

Some of the ways to cut monthly costs include:

  • cut the premium cable and opt for basic;
  • reduce energy bills (insulate windows, install energy-efficient light bulbs, use cold water to wash clothes and so on);
  • lower grocery expenses (use paper or digital coupons, load up on cheap protein sources like dried beans and lentils, opt for the store brand over national brands);
  • buy and cook in bulk (freeze leftovers for fast, affordable meal options);
  • designate credit and debit cards for “emergency use only” (use a set weekly amount of cash for discretionary spending, such as dining out or entertainment); and
  • shop around for cheaper insurance (call your auto insurance company and ask what they can do to lower your monthly premiums).

Some reductions will require at least a temporary shift in lifestyle, but the savings – and resultant peace of mind – may prove well worth it in the end.

2. Seek Available Family Assistance Programs

Reach out to your state and local family assistance services to learn about available options for your family.

Depending on your financial situation, you may qualify for help with:

  • groceries;
  • child care;
  • medical care; and even
  • housing.

While we understand how difficult it can be to seek public – or even private – assistance, know that there is no shame in asking for help. These programs exist to offer temporary resources for families in times of need.

3. Talk to Creditors about Your Monthly Bills

Your energy providers – including gas and electric companies – and other utilities may be open to negotiation on your outstanding and future charges. Call each company and ask for options to lower monthly bills or for a special payment plan. Assure them your goal is not to shirk financial responsibility, but simply find a way to get monthly costs under control while your household income is compromised.

4. Consult with a Financial Advisor

A financial advisor can offer a neutral, expert opinion on how to reduce household expenses. He or she also may offer insights as to how to make best use of your available financial resources, such as:

  • home equity;
  • IRAs;
  • pensions;
  • stocks;
  • bonds;
  • 401Ks; and
  • more.
5. Help Your Husband File an Injury Claim

Perhaps the most effective means for wives to financially support and help an injured spouse is to encourage him to contact an attorney and discuss options for a Jones Act or maritime injury claim. An attorney can help you and your family seek compensation to pay for necessary medical treatment, lost wages and more.

Contact The Young Firm to schedule a free case evaluation today – 866-715-3664.



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